Independent financing advisory · UK owner-run businesses
We help owner-run businesses raise growth capital — and get ready to.
Debt, equity, or a mix — for businesses turning over roughly £2m to £30m. We prepare you for the process, introduce the right lenders and investors, and run it to completion. We are not a fund and we do not manage money.
What we do
Four things, in the order they happen.
-
Readiness
A short, honest assessment of what a lender or investor will see, and what to fix before they see it.
-
Structure
Debt, equity, asset-based, or blended — which mix fits the business and the founder's appetite for dilution and covenants.
-
Introductions
A curated shortlist of lenders and investors who actually do deals of this size in this sector. Three to six, not thirty.
-
The process
Materials, data room, meetings, term-sheet comparison, through to completion.
Recent work · anonymised
Three recent raises, in ranges.
-
£3m–£5m growth debt
Specialist manufacturer, Midlands. Refinanced an expiring facility and funded a second production line. Fourteen weeks from engagement to drawdown.
-
£1m–£2m equity + £2m–£3m debt
Regional healthcare services group. Prepared for a first external raise; two counterparties introduced by us.
-
£5m–£8m working-capital facility
Import and distribution, South East. Replaced a constrained overdraft; three lenders introduced, one selected, covenants restructured to match seasonality.
How we work
-
A 30-minute call
Free, no obligation, no deck required. We'll tell you honestly whether we can help.
-
Readiness review
Two to three weeks. A written view of what's strong and what needs work.
-
Structure and shortlist
We agree the shape of the raise and who to approach.
-
Run the process
We manage it end to end. You run your business.
The partners
-
Eleanor Harrow
Partner
Sixteen years in corporate finance advisory and mid-market lending, most recently leading a regional debt advisory team. Eleanor runs the readiness and structuring work.
-
Daniel Vale
Partner
Former founder and finance director of a private-equity-backed services business; sold it in 2019 and has advised owner-run companies since. Daniel runs the process and the counterparty relationships.
Important. [FCA disclosure — exact wording to be supplied by the client or a solicitor. Required meaning: Harrow & Vale Capital Ltd is not authorised or regulated by the Financial Conduct Authority; it does not give investment advice and does not arrange regulated products.]
Tell us about the business.
We reply within one working day and arrange the call by email. No deck needed.
hello@harrowandvale.com