What we do
Getting a business ready to raise, then raising it.
Harrow & Vale works with founders of UK businesses turning over roughly £2m to £30m who need to raise debt, equity, or a mix to fund the next stage. We prepare the business for the process — the numbers, the story, the questions lenders and investors will actually ask — then introduce the right counterparties and run the process to completion. We are not a fund and we do not manage money.
Four things, in the order they happen.
Readiness
A short, honest assessment of what a lender or investor will see, and what to fix before they see it. The numbers, the story, the questions they will actually ask.
Structure
Debt, equity, asset-based, or blended — which mix fits the business and the founder's appetite for dilution and covenants.
Introductions
A curated shortlist of lenders and investors who actually do deals of this size in this sector. Three to six, not thirty.
The process
Materials, data room, meetings, term-sheet comparison, through to completion.
Recent work · anonymised · ranges only
Three recent raises.
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£3m–£5m growth debt
Specialist manufacturer, Midlands. Refinanced an expiring facility and funded a second production line. Fourteen weeks from engagement to drawdown.
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£1m–£2m equity + £2m–£3m debt
Regional healthcare services group. Prepared for a first external raise; two counterparties introduced by us.
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£5m–£8m working-capital facility
Import and distribution, South East. Replaced a constrained overdraft; three lenders introduced, one selected, covenants restructured to match seasonality.
Important. [FCA disclosure — exact wording to be supplied by the client or a solicitor. Required meaning: Harrow & Vale Capital Ltd is not authorised or regulated by the Financial Conduct Authority; it does not give investment advice and does not arrange regulated products.]